*Charges, in excess of the hospital's public ward charge, for semi-private accommodation, provided:
1, the person was confined to hospital on an in-patient basis, and
2, the accommodation was specifically elected in writing by the patient
* confinement in a convalescent care facility which starts within 14 days of discharge from a hospital, up to a maximum of 180 days per disability
* charges for any portion of the cost of ward accommodation, utilization or co-payment fees(or similar charges) are not covered