本文发表在 rolia.net 枫下论坛You may find some ads recently in Chinese news papers in Toronto regarding 2005 the best tax refund plan in which it says for every $1000 donation you made, you can get tax money back up to $2785. Please be aware of these ads are absolute financial fraud. It is a poison pie and don't take it. Such financial plan normally goes through a donation to fraud government money. The basic steps are:
A.
捐赠人（Donor）可免费申请市场价值为5000元的电脑培训软件
B.
我们
募捐人（Promoter）建议您向一家注册慈善机构支票捐助1000元，慈善机构将发1000元慈善捐款收据（Donation Tax Receipt）给您；
C.
同时我们建议您把步骤A所得的软件（价值5000元）捐赠给另一家注册慈善机构，该机构将会发给您5000元的慈善 捐款收据（Donation Tax Receipt）；
D.
报税时您可用这两张慈善捐款收据1000元及5000元 ，合计共6000元来报税，据安省最高税率46.41％计算，您可得到6000*46.41%=2785元Tax Credit，即可从政府所交的税款中退回2785元。
According to Canadian Income Tax Act, the value of donation is based on the deemed fair market value (FMV) which is lesser of FMV or Cost if the donation property was acquired under a "gifting arrangement". It means the deemed FMV of software you get for free has no cash value. If FMV is artificially increased by a sale of the property, then the FMV will be deemed to be the lowest cost of the property.
The regulation of donation related to above case can be found in the government web site http://www.fin.gc.ca/news03/03-061e.html
Therefore, you donate $1000, the tax credit refunds only on the cash $1000 and cannot be on whatever such ads said.
Take care of your money and plan your tax situation wisely.更多精彩文章及讨论，请光临枫下论坛 rolia.net
A.
捐赠人（Donor）可免费申请市场价值为5000元的电脑培训软件
B.
我们
募捐人（Promoter）建议您向一家注册慈善机构支票捐助1000元，慈善机构将发1000元慈善捐款收据（Donation Tax Receipt）给您；
C.
同时我们建议您把步骤A所得的软件（价值5000元）捐赠给另一家注册慈善机构，该机构将会发给您5000元的慈善 捐款收据（Donation Tax Receipt）；
D.
报税时您可用这两张慈善捐款收据1000元及5000元 ，合计共6000元来报税，据安省最高税率46.41％计算，您可得到6000*46.41%=2785元Tax Credit，即可从政府所交的税款中退回2785元。
According to Canadian Income Tax Act, the value of donation is based on the deemed fair market value (FMV) which is lesser of FMV or Cost if the donation property was acquired under a "gifting arrangement". It means the deemed FMV of software you get for free has no cash value. If FMV is artificially increased by a sale of the property, then the FMV will be deemed to be the lowest cost of the property.
The regulation of donation related to above case can be found in the government web site http://www.fin.gc.ca/news03/03-061e.html
Therefore, you donate $1000, the tax credit refunds only on the cash $1000 and cannot be on whatever such ads said.
Take care of your money and plan your tax situation wisely.更多精彩文章及讨论，请光临枫下论坛 rolia.net